Banking designed for everyday spending and tomorrow's savings

  • A full-service account with no hidden fees

  • Earn an extra 1% cash back for 90 days when you sign up and make your first purchase

  • Plus, access $100 of your pay early with KOHO Early Payroll

  • AAOIFI compliant, 100% halal

Your money, managed your way

Get balance updates after each purchase. With KOHO, you can see how you are tracking each day, week, or month with our spending insights.

Instant 0.5% Cash back

KOHO is the only account with truly no monthly fees, no interest charges, no e-Transfer fees, and no NSF fees. Enjoy additional perks like 0.5% cash back on all purchases.

Savings tailored for your needs

Instead of spending on pesky fees, you'll save as you spend. By rounding up purchases to the nearest $1, $2, $5, or $10, or creating a personalized goal, you can stash away every day!

What makes KOHO Halal?

In addition to being AAOIFI compliant, there is no interest on the KOHO card and so you’ll never have to worry about owing money! The cash back provided happens after the transaction and is a benefit of using the card. Islamically, this is considered a gift and is permissible. Click here to learn more about what makes our prepaid Visa card halal.

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The KOHO Visa* Prepaid card is issued by Peoples Trust Company pursuant to license by Visa Int. *Trademark of Visa Int., used under license. **These services are provided by Service Providers, including Visa, Peoples Trust Company and Galileo Processing. Learn more about your finances with Visa’s Practical Money Skills.