An app designed for everyday spending and tomorrow's savings
Whether you're attending a concert, festival, or exclusive event, KOHO and GuestList are here to make your experience even better.
1. Sign up for a KOHO account with code GUEST.
2. Use your KOHO account to make your first $20 purchase.
3. Get $40 reimbursed to your KOHO account*
Get Essential for $0*
Get Essential for $0 when you set up Direct Deposit or load $1000 per month.
Earn 1% cash back on groceries, transportation, food, and drink. Additionally, earn up to 5% cash back at partner retailers.
3.5% interest on your entire balance.
Your money, managed your way
KOHO is a prepaid Mastercard that gives you all the spending power of a credit card without the interest. Your app and physical prepaid credit card work together to make day-to-day finances smart and stress-free.
Earn cash back and up to 5% interest on your account balance and save more. Pair this with KOHO's spending insights and budgeting tools that shows you how you are tracking each day, week, or month.
Build your credit history
Want to build your credit history? Try Credit Building by KOHO. No deposits, no interest rates. On time repayments help to improve your credit history and a strong credit history can help to improve your credit score.
KOHO users see an average credit score increase of 22 points in their credit history after just 3 months of using Credit Building.***
Instant cash back
Enjoy unlimited instant cash back on every purchase, and amplify your savings with up to an additional 50% cash back at select merchants.
Earn high interest
With your KOHO account, you can earn up to 5% interest* on both your spending and savings account.
Your funds are securely held with a variety of financial institutions, and all interest-bearing deposits are eligible for CDIC protection.
No minimum balance is required. No delays and no need to make a bank appointment.
Budgeting and planning
Automate your savings goals and bill payments whether it’s small expenses, or your future savings. We’ve also made it easier to help you save as you spend by allowing you to choose to round up purchases to the nearest $1, $2, $5, or $10. You can also get balance updates after each purchase and spending insights to help you to stay on track.
Extra
Level up with 1.5% cash back on groceries, eating & drinking, and transportation. 0.25% for all other purchases.
Earn 5% interest on your entire balance.
Enjoy 0 foreign exchange fees when you travel and 1 free international ATM withdrawal per month.
Whatever your financial goal and lifestyle, KOHO has the perfect plan for you
FAQS
KOHO is a spending and savings account where you can get instant cashback and earn interest on your entire account. You get a prepaid reloadable credit card that gives you all the spending power of a credit card without any interest.
Unlike a credit card, however, the KOHO card draws from funds that are already your money. This key difference makes could help you spend more mindfully. It’s connected to a smart budgeting app that simplifies day-to-day finances with spending insights and you can sign up to receive balance updates after each purchase.
It’s pretty simple. You add funds to your KOHO account in one of three ways: setting up a direct deposit, e-Transfer from your regular bank account, or loading through an existing debit card.
You can then use your KOHO card, either in person or online, to make purchases just like you would with any debit or credit. Even more impressively, your new KOHO card supports Apple Pay, Google Pay, and Samsung Pay – it’s one of the only cards available that supports all three of those payment platforms. If your cellphone is NFC-capable you can tap away or just use your physical KOHO card to complete a transaction. Talk about convenience!
GuestList is an event ticketing platform tailored for event hosts who want to avoid paying fees to sell tickets. We offer a unique, fee-free experience for hosts, ensuring that they keep more of their hard-earned revenue. However, selling tickets on GuestList is exclusive—hosts must receive an invite to join the platform.
Signing up on GuestList is incredibly fast—our process is the quickest on the market. Guests are only required to provide their name and phone number, allowing them to complete the sign-up and purchase tickets in just seconds.
The GuestList referral program rewards you by giving you $20 when you bring a new host to the platform:
1. Invite a host to the platform.
2. Receive $20 when they host their first event with more than 20 attendees.
GuestList is an exclusive, invite-only ticketing platform. To host your own events, you must be invited by an existing host. Each host receives 5 invites to share. When you're invited, you'll receive an SMS message with a link—just click on the link, and your invitation will be accepted. Don’t know a GuestList host? Join our Waitlist and tell us about your events!
GuestList has no fees for hosts—you keep 100% of your ticket sales. When a guest purchases a ticket, they must pay a fee of 3% + $1.50. An additional processing fee of 2.9% + $0.30 is added to each ticket.